59%
of U.S. workers couldn't cover a $1,000 emergency without going into debt.
SureWell for Employers · HR & founders
Protection, Retirement, and Savings in one payroll-deducted contribution — coordinated by a single Secure Net Value score. Portable for your people, low-admin for you.
Free Secure Net Value for your whole team
Most of your team isn't behind because they're careless — they're behind because protection, retirement, and savings are sold as three disconnected products. The result shows up in turnover, distraction, and benefits engagement.
of U.S. workers couldn't cover a $1,000 emergency without going into debt.
of middle-income Americans have a life insurance coverage gap.
of workers say they're behind on retirement savings.
of financially stressed employees say it's hurt their performance at work.
Every employee gets a personal Secure Net Value score and a Next-Dollar Plan that tells them where the next dollar of pay should go — across all three accounts, in one contribution.
Term life coverage from A-rated carriers, sized to each employee's household — not a one-size group policy.
A personal IRA with a risk-matched portfolio, contribution paced to their income and goals.
An emergency-fund cash account that fills before retirement gets aggressive — so one bad month doesn't unwind years of saving.
The layer above
One number that reflects how secure your employee actually is — and a clear instruction for the next dollar of pay. No spreadsheets, no advisor appointments required.
SureWell installs alongside your existing payroll system. Employees fund their own plan through a post-tax deduction; employer contribution is optional and configurable.
One post-tax deduction per employee splits across their Protection, Retirement, and Savings accounts. Employees fund it; you can optionally match or contribute.
Roster sync, enrollment status, and aggregate participation — without ever seeing an employee's individual balances or beneficiaries.
Your team sees a single Secure Net Value and a Next-Dollar Plan instead of three disconnected logins. You replace a benefits-broker patchwork with one coordinated layer.
We'll walk you through pricing and rollout on the demo — every team's mix of headcount, payroll system, and employer contribution is a little different.
Every account — the term policy, the IRA, the emergency fund — is held in the employee's name from day one. If they move on, the accounts move with them at no cost. No rollover paperwork. No lapsed coverage. No golden handcuffs.
Most benefits punish people for leaving. We think a benefit that follows your team out the door is the one they actually remember you for.
Next step
A 20-minute demo covers rollout, payroll integration, and pricing for your headcount.
Free · no credit card
SureWell is a coordination platform; it is not a bank, broker-dealer, or insurance carrier.